โ† Back to PebbleCreek
๐Ÿ“Š LONA KING & BILLY HEINZMAN ยท PEBBLECREEK EXPERTS

Buyer Budget

๐Ÿ“Š Buyer Budget Guide

What does it really cost to buy in PebbleCreek?

PebbleCreek home prices range from the mid-$400Ks for older resales up to $1M+ for new-construction Estate models. Here's how to think about your real budget โ€” not just the purchase price, but the all-in monthly cost.

PRICE BANDS

Pricing by series

Based on recent sales and Robson's current builder pricing (Feb 2026):

๐Ÿ  Resales โ€” Casita Series

$400K-$550KTypical range

Smaller Casita models (Augusta, Doral, Greenbriar, Heritage) โ€” 1,100-1,632 sqft. Resale-only โ€” Robson is no longer building Casitas. Great entry point if you want PebbleCreek but don't need a large home.

๐Ÿ  Resales โ€” Courtyard Villas & Villas

$500K-$650KResale + new

Villas and Courtyard Villas โ€” 1,400-1,915 sqft. Builder pricing for new Courtyard Villas starts at $502,900 (Napa) up to $539,900 (Terra). Resales are often slightly less but vary by upgrades and location.

๐Ÿ  New Construction โ€” Tradition Series

$522K-$601KBuilder pricing

Tradition Series new homes โ€” 1,619-2,009 sqft. Includes Montecito ($522,900), Mandara ($578,900), Alora ($586,900), and the award-winning Fresco ($601,900).

๐Ÿ  New Construction โ€” Premiere & Golf Villa Series

$680K-$970KBuilder pricing

Premiere series: Solaris ($680,900), Mira ($697,900), Vienta ($717,900), Tesoro ($722,900). Golf Villa series (Final Opportunities โ€” limited availability): Viera ($697,900), Talon ($713,900), Loma ($969,900).

๐Ÿ  New Construction โ€” Estate Series

$795K-$864K+Builder pricing

Largest new homes โ€” 2,695-3,079 sqft. Avalon ($795,900, Award-Winning), Solstice ($813,900), Bacara ($863,900). Premium lots and customizations can push past $1M.

MONTHLY CARRY

Sample monthly cost calculations

The purchase price is one thing. Your actual monthly carry includes mortgage (if any), property tax, HOA dues, insurance, and utilities. Here are sample calculations for typical purchase scenarios:

Example 1: $550K cash purchase

Example 2: $700K with $200K down, 30-year mortgage

Example 3: $863K Bacara new build with 50% down

Important caveats: these are rough estimates for budgeting only. Mortgage rates change. Tax rates depend on assessed value and the year. HOA dues can change. Insurance depends on coverage levels. Use these for ballpark planning, not as quotes.

๐Ÿ’ฐ BUILDER INCENTIVES

If you're buying new from Robson

Robson runs current incentive programs that change quarterly. As of early 2026, the main programs are:

These change frequently โ€” call Robson directly at 800-795-4663 for the current offer, or call us and we can pull the latest incentive sheet and walk through how it applies to a specific home.

๐Ÿ“ž Want a precise number?

Let's run your actual numbers

The estimates above are useful for early planning. When you're ready to make an offer on a specific home, we pull the actual property tax assessment, current HOA dues, any active special assessments, the seller's disclosed utility costs, and prevailing insurance quotes โ€” giving you a real all-in monthly carry number to compare against your budget.

Call us with the address (or just the price range you're targeting) and we'll put together a budget worksheet for you. No charge for the service.